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GENERAL FAQ'S
Got Any Questions?
GENERAL FAQ'S
- 1 What is the minimum loan amount I can apply for?
- The minimum loan amount is ₦50,000 for personal loans.
- 2 What documents do I need to provide?
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- 3 How long does the loan approval process take?
- We aim to approve loans within 24–48 hours of receiving all required documents.
- 4 Can I repay my loan early?
- Yes, we encourage early repayments with no penalties, and it may reduce your interest charges.
- 5 What happens if I miss a payment?
- We recommend contacting us immediately if you anticipate difficulties with repayments. Late payments may incur additional charges as specified in your loan agreement.
- 6 Can I apply for a loan if I have bad credit?
- We take a holistic approach to loan approvals, considering factors like your income, employment history, and loan repayment capacity, so even if you have bad credit, we may still be able to assist you.
- 7 Can I apply for a loan if I am self-employed?
- es, we provide loans to self-employed individuals. You’ll need to provide proof of income, such as business financial statements, tax returns, or bank statements.
- 8 What happens if I need to adjust my repayment plan?
- If your financial situation changes, contact us right away. We offer flexible repayment options and will work with you to adjust your plan based on your needs.
- 9 Is there a limit to the number of loans I can apply for?
- There is no strict limit to the number of loans you can apply for, but each application is reviewed on a case-by-case basis. We will assess your ability to repay based on your financial situation and current obligations.
